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Terms of service

Last updated: July 13, 2026

1. Acceptance of these terms

These Terms of Service (also referred to as "Terms of Use," the "Terms") govern your access to and use of quoteble.com and the quote-comparison services we offer through it (together, the "Service"). By accessing the Service — including by submitting a request for insurance quotes through one of our forms — you accept these Terms and agree to be bound by them. If you do not agree to these Terms, do not access or use the Service.

The Service is operated by Assist Technology, LLC (d/b/a Quoteble), 600 1st Ave. Ste. 330, PMB 95239, Seattle, WA 98104. The words "Quoteble," "we," "us," and "our" in these Terms refer to Assist Technology, LLC and its subsidiaries and affiliates.

PLEASE READ SECTION 11 (MANDATORY ARBITRATION) CAREFULLY. EXCEPT FOR THE LIMITED CARVE-OUTS DESCRIBED THERE, IT REQUIRES ALL DISPUTES BETWEEN YOU AND US TO BE RESOLVED BY BINDING ARBITRATION ON AN INDIVIDUAL BASIS, AND IT WAIVES YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION. SECTION 11 ALSO EXPLAINS HOW TO OPT OUT OF ARBITRATION WITHIN 30 DAYS.

2. Our service

Quoteble is a free referral service. When you answer our questions and submit a quote request, we attempt to match your request with insurance carriers, agents, brokers, and other insurance businesses in our marketing partners' networks, and we transmit your request so those businesses can respond with quotes, rates, or other product information.

We are not an insurance carrier, agent, or broker. We do not quote, sell, issue, or bind insurance coverage of any kind, and we do not endorse or recommend any particular company, policy, or coverage level. Any prices, rates, or quotes shown on or delivered through the Service are third-party advertisements or estimates supplied by the advertiser, not offers of coverage from us. Although we publish educational content about insurance, nothing on the Service is insurance, financial, tax, or legal advice.

We do not guarantee that any carrier or agent will contact you, quote you, or agree to cover you. If you choose to buy a policy, that purchase happens directly between you and the carrier: the carrier's own terms, conditions, and policy documents govern the transaction, and we have no control over — and no responsibility for — those terms or for the conduct of any carrier, agent, or other business we refer you to. Their websites and services are governed by their own terms and privacy policies, which you should review.

3. Accessing and using the service

You may use the Service only if you are at least 18 years old and live in the United States. When you submit a quote request, you agree to provide information that is accurate, current, and about yourself (or someone who has authorized you to act for them). We reserve the right, in our sole discretion and without notice or penalty, to change, suspend, limit, or discontinue any part of the Service.

You agree not to:

  • scrape, crawl, harvest, or otherwise extract data from the Service by automated means;
  • access the Service with bots, scripts, or other automated tools, or submit machine-generated quote requests;
  • misrepresent your identity or submit information about a person without their authorization;
  • probe, disable, overburden, or interfere with the Service or its security features;
  • reverse engineer any part of the Service; or
  • use the Service for any unlawful purpose or in violation of these Terms.

4. Advertisements and compensation

The Service is free for you — we never charge you a fee to compare quotes. We make money from advertising: when we transmit your quote request to our marketing partners, or when you click through to a carrier or partner, they compensate us for the introduction. That compensation may influence which companies appear and the order in which they appear. It does not change the rates you are quoted, and it does not edit our editorial content.

Advertisements shown on or through the Service are provided for informational purposes by the advertisers themselves. Advertisers are solely responsible for their products, services, quotes, and websites. The presence of an advertisement or referral on the Service is not an endorsement, and we are not responsible for the accuracy or availability of information provided by advertisers or by other sites you reach from the Service.

5. Consent to contact

When you submit a quote request through the Service, you consent to receive quotes and follow-up messages by email from the marketing partners your request is transmitted to. That consent is limited to email, and it is not a condition of purchasing anything. To stop a partner's emails, use the unsubscribe mechanism in their messages or contact that partner directly. Separately, we may send you service emails that are not marketing — such as a response to an inquiry you send us or a confirmation of a request you made.

If you choose to call a phone number displayed on the Service, that call is initiated by you. We may use call-tracking numbers to measure which pages and campaigns lead to calls.

6. Your privacy

Our Privacy Policy explains what information we collect when you use the Service, how we use it, and when we share it — including how your quote request is transmitted to our marketing partners at your direction. The Privacy Policy is incorporated into these Terms by reference; please read it before submitting a quote request.

7. Intellectual property

The Service — including its text, graphics, illustrations, logos, software, and other materials — is owned by us or our licensors and is protected by copyright, trademark, and other intellectual-property laws. We grant you a personal, revocable, non-exclusive, non-transferable license to access and use the Service for your own non-commercial use. Except as that license allows or applicable law expressly permits, you may not copy, modify, distribute, sell, license, publicly display, or create derivative works from any part of the Service. No right to use the Quoteble name, logo, or other marks — or the marks of our partners — is granted without separate written permission. Third-party marks belong to their respective owners.

If you send us questions, comments, suggestions, or other feedback about the Service, you grant us an unrestricted, perpetual, royalty-free right to use and publish that feedback for any purpose, without attribution or compensation.

8. Disclaimer of warranties

THE SERVICE AND ALL INFORMATION AND MATERIALS ON IT ARE PROVIDED "AS IS" AND "AS AVAILABLE," FOR INFORMATIONAL PURPOSES ONLY, WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR NEEDS, THAT IT WILL BE UNINTERRUPTED, TIMELY, ACCURATE, OR ERROR-FREE, OR THAT IT WILL BE FREE OF VIRUSES OR OTHER HARMFUL CODE.

9. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL ASSIST TECHNOLOGY, LLC OR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, CONTRACTORS, OR SERVICE PROVIDERS (COLLECTIVELY, THE "PROTECTED PARTIES") BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SERVICE OR ITS CONTENT — INCLUDING, WITHOUT LIMITATION, LOST REVENUE OR PROFITS — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE PROTECTED PARTIES' TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, EXCEED FIVE DOLLARS ($5.00). SOME JURISDICTIONS DO NOT ALLOW CERTAIN OF THESE LIMITATIONS, SO THEY MAY NOT APPLY TO YOU IN FULL. IF YOU DO NOT AGREE WITH THIS SECTION, YOUR SOLE REMEDY IS TO STOP USING THE SERVICE.

10. Indemnification

You agree to indemnify and hold the Protected Parties harmless from any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising out of your violation of these Terms, your misuse of the Service, or information you submit that is inaccurate or that you were not authorized to provide.

11. Mandatory arbitration; class-action waiver

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU AND QUOTEBLE TO RESOLVE DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION RATHER THAN IN COURT, AND IT WAIVES THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION.

Agreement to arbitrate. You and we agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Service — whether based in contract, tort, statute, or any other legal theory, and including disputes that arose before the date you accepted these Terms — will be resolved by binding arbitration on an individual basis, rather than in court. The Federal Arbitration Act governs the interpretation and enforcement of this Section 11.

Informal resolution first. Before starting an arbitration, the party with the dispute must send the other a written notice describing the claim, the facts behind it, and the relief sought (to us: the mailing address or email address in Section 14). Both parties then have 30 days from receipt of the notice to try in good faith to resolve the dispute informally. Applicable limitations periods and filing deadlines are tolled during this period.

Arbitration procedure. If the dispute is not resolved informally, the arbitration will be administered by a recognized arbitration provider under its consumer arbitration rules, before a single neutral arbitrator. The arbitrator has the authority to decide all issues, including the scope and enforceability of this arbitration agreement, and may award the same individual relief a court could award — but only in favor of the individual party seeking relief and only to the extent necessary to resolve that party's individual claim. For claims under $10,000, either party may elect that the arbitration be conducted by written submission, telephone, or video rather than in person; any in-person hearing will take place at a location reasonably convenient to you. Fees and costs are allocated under the provider's consumer rules, except that if the arbitrator finds a claim frivolous or filed in bad faith, the filing party will reimburse the other party's related fees. Judgment on the arbitrator's award may be entered in any court of competent jurisdiction.

Small-claims and agency carve-outs. Either party may instead bring an individual claim in small-claims court if it qualifies and remains there on an individual basis. This Section also does not prevent you from raising issues with federal, state, or local agencies, which may seek relief against us on your behalf where the law allows.

CLASS-ACTION WAIVER. YOU AND WE AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS OR PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING. If a court finally determines that this class-action waiver is unenforceable as to a particular claim or remedy, that claim or remedy (and only that one) may proceed in court under Section 12, stayed until all arbitrable claims are resolved; the remainder of this Section 11 stays in force.

30-day right to opt out. You may opt out of this arbitration agreement by sending us written notice within 30 days after you first accept these Terms, by mail to Assist Technology, LLC (d/b/a Quoteble), 600 1st Ave. Ste. 330, PMB 95239, Seattle, WA 98104, or by email to support@quoteble.com. The notice must include your name, your address, and a clear statement that you want to opt out of arbitration. Opting out of arbitration does not affect any other part of these Terms.

This Section 11 survives termination of these Terms and of your relationship with us. If we materially change this Section, the change will not apply to disputes for which either party has already given notice.

12. Governing law and venue

These Terms and the Service are governed by the laws of the State of Washington, without regard to its conflict-of-laws principles. For any matter that is not subject to arbitration under Section 11, you and we agree to the exclusive jurisdiction of the state and federal courts located in King County, Washington. If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force. To the extent permitted by law, any claim arising out of these Terms or your use of the Service must be brought within one (1) year after it arises or it is permanently barred.

13. Updates to these terms

We may revise these Terms from time to time. Updated Terms take effect when we post them to the Service, and the "Last updated" date above will change accordingly. Your continued use of the Service after an update means you accept the revised Terms, so please check back periodically.

14. Notices and contact

Questions and notices regarding these Terms can be sent through our contact form, by email to support@quoteble.com, or by mail to Assist Technology, LLC (d/b/a Quoteble), 600 1st Ave. Ste. 330, PMB 95239, Seattle, WA 98104. Notices to you will be deemed given when sent to an email address you have provided to us.